Property Purchase Requirements
Purchasing a home is a milestone. To ensure a seamless transition into your new property, document readiness is key. This guide outlines everything you need based on your financing choice and employment status.
The Importance of Compliance
Integrity in documentation prevents legal hurdles and ensures a fast approval process.
Immediate Verification: Original documents are scanned and returned instantly during reservation.
Data Security: Your privacy is protected through strict developer and bank verification policies.
Requirements by Financing
Pag-IBIG Financing
Most Popular
- Housing loan application form & 4pcs 1×1 photo
- Latest 24 months contributions (ESAV Form)
- PSA Birth/Marriage Certificate & CENOMAR
- Verified TIN & 3 Valid IDs
- COE specifying "For Housing Loan" & 3 months payslips
Bank Financing
Includes Pag-IBIG requirements plus:
- Last 3 months of bank statements
- Proof of Billing / Utility Bill
- Latest ITR (for Business Owners)
In-House Financing
Direct Developer Management:
- Standard ID and Income documents
- Post-dated checks (PDCs) for monthly amortizations
- Proof of Billing
Special Employment Cases
OFW & Seafarers
- Authenticated Contract (POEA/Consulate)
- SPA (Authenticated by Embassy)
- Proof of Remittance (3-6 months)
- Passport/Seaman's Book
Freelancers / VAs
- Certificate of Engagement/Contracts
- Payment Invoices & Bank Statements
- Verified TIN & Latest ITR
Expert Tips for Buyers
- Prepare documents 2 weeks early.
- Check name spellings on all IDs.
- Only deal with licensed agents.
- Anticipate extra time for SPA.